New legislation in Texas and Tennessee allows patients to count some out-of-pocket expenses toward their insurance deductible — even when paying cash at places like Movement Orthopaedic Institute.
What Changed?
If you’ve ever paid cash for medical care — whether because you don’t have insurance or the out-of-pocket cost was lower than your insurance rate — you’ve probably asked yourself: Will this go toward my deductible?
In most states, it wouldn’t.
But for patients in Texas and Tennessee, that’s no longer the case. New state laws now require insurance providers to give you deductible credit for certain medical services paid out-of-pocket, including those at Movement Orthopaedic Institute.
Understanding Deductible Credit
Your insurance deductible is the amount you’re responsible for before your insurance company starts covering costs. Until recently, if you paid for care yourself — especially at a lower, cash rate — those payments didn’t count toward your deductible.
Under the new rules, qualifying cash payments can now be submitted for deductible credit, giving you more flexibility and control over how you manage your healthcare expenses.
How It Works at Movement Orthopaedic Institute
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Transparent pricing, no surprises
We offer affordable self-pay options for orthopedic evaluations, non-surgical treatments, and follow-up care — all with clear pricing up front. -
Pay directly at the time of service
Whether you’re uninsured or simply looking for a better value, you can choose to pay out-of-pocket without dealing with complicated insurance billing. -
Submit documentation to your insurer
After your visit, we’ll provide the itemized receipt you need. You can then send that to your insurance provider to request credit toward your deductible.
Why This Matters for Our Patients
Many patients with high-deductible insurance plans or no insurance at all are choosing to pay cash for care — and often saving money in the process. Thanks to this legislation, patients in Texas and Tennessee can now take advantage of cash-pay savings without losing deductible progress.
At Movement Orthopaedic Institute, we support any change that empowers patients with more choice and more transparency.
Need Help? We’ve Got You.
Have questions about how to pay cash for your orthopedic care — or how to make sure you get deductible credit? Our team is ready to assist. Give us a call at [Phone Number] or visit [Website] for more information.
You deserve quality care — on your terms.
At Movement Orthopaedic Institute, we make that possible.
References:
Texas Legislature. Analysis of Texas House Bill 2002 (88th Legislative Session). Read more.
